TapAPI · Ready When You Are…

One tap unlocks everything.

A free South African wallet that opens in your browser. Use it to pay, and to get paid.

You have options

Tell us what you need and we’ll show you the short way there.

Ways to start

All of them are free and open in your browser. No app to install, and you are not locked into whichever you pick.

Just my cell number

Every Day

Nothing to produce, nothing to buy. Open your wallet with your cell number and start straight away — buy airtime, data and electricity, send money, and receive payments. Holds up to R30 000, and you can lift that any time.

Start with my cell number

My SA Smart ID

Full

Ready for bigger amounts? Scan the barcode on the back of your SA Smart ID for the highest limits: up to R5 000 in one load and R50 000 held. You can do this now, or later from inside your wallet — it makes no difference.

Scan my SA Smart ID

Cash, at a shop near me

Starter

Prefer to start with cash in hand? Buy a TapAPI wristband from any vendor, load cash onto it, and pay with a tap. No SA Smart ID required.

Find a shop near me

I already have a wristband

Open the packet and scan the QR code inside with your phone’s camera — the page that opens registers the wristband to you.

Register my wristband

What your wallet does today

Your phone is the machine

Nothing to rent, nothing to buy. Your NFC Android phone becomes the till.

Check your phone first

Shops need a phone that can tap (NFC). The check takes 30 seconds and saves nothing.

Check my phone — then get the app

Already have a wallet?

Open it in your browser — nothing to install.

Open my wallet

Questions people ask

What is TapAPI?

A South African payment system. Your wallet opens in your browser, and a phone with the free TapAPI Till app is the card machine.

Is the wallet free?

Yes. It works in your browser — nothing to install. Loading money carries a small top-up fee, always shown in rand before you pay.

Do I need a bank account?

No. A cell phone is enough to start. Load by pay-by-bank, with a voucher, or with cash at a TapAPI shop.

How do I get paid at my shop?

Get the free app on an NFC phone. Scan your SA Smart ID to open your shop. Customers tap — you are paid. No machine to rent or buy.

What can I buy?

Airtime, data, electricity and OTT vouchers right in your wallet. Send money to any cell number.

Can I earn money with TapAPI?

Yes, and there are three different levels — worth knowing which one you are in before you count on it.

From any phone, with just a wallet. You can open a free wallet for someone from inside your own wallet. No app, no NFC, nothing to buy.

Selling wristbands. Band money comes from reselling, not from activating: a retail band pays its introducer R10 at order.

As a shop. VAS commission on airtime, data, electricity and vouchers sits with the shop. Running a till needs the free TapAPI Till app on an NFC Android phone.

Rewards land in your wallet as pending and release on the 15th of the next month. See all the ways to earn →

Why does the SA Smart ID give bigger limits?

The SA Smart ID card is the safest ID in South Africa, so scanning it proves who you are and lifts the limits. It is not the only way in — a cell-number wallet or a TapAPI tag works without it, at safe starter limits.

What are the safe limits?

A wallet opened with your cell number can pay up to R4 800 at a time, up to R15 000 a day, and hold up to R30 000. A tag bought with cash, with no number given, is capped at R200 a payment, R500 a day and R5 000 held. Scan your SA Smart ID for the highest limits: R8 000 a payment, R25 000 a day and R50 000 held.